Holding Reporting Agencies Accountable For Errors

Equifax, Experian, and TransUnion compose a powerful trifecta of credit reporting agencies. They exert a great deal of power when it comes to credit applications being approved or denied. The larger they become, the larger the bureaucracy that leads to misinformation that links the wrong information to the wrong consumers.

Aggressive Protection Of Your Consumer Rights

Regardless of their size, the “Big 3” still have an obligation to maintain high standards of accuracy in their reporting. Far too many times, they fall short and violate the Fair Credit Reporting Act (FCRA). At The Dodds Law Firm, we respond by evening the odds consumers face when going up against these powerful and influential entities.

Civil Dispute in AZ? Ask an Experienced Attorney

Business, construction, contract and other civil disputes in Arizona require the kind of experienced, trusted legal advice you will get at the Dodds Law Firm. We help people avoid legal problems but when they are unavoidable, we get results. Call us or request a consultation today.

The FCRA protects consumer privacy and personal data by mandating that reports are accurate, current and used properly. Violations of the FCRA may include:

  • Improperly categorizing so-called “charge-offs”
  • Misreporting charges on account
  • Misstating balances due
  • Illegally releasing credit reports, which include providing access to employers

Many consumers do not discover errors on their credit report until long after the mistake was made. If you are a victim of these mistakes, you need to take immediate action. Taking on credit reporting agencies without legal counsel may put you at an immediate disadvantage.

The consumer protection lawyers at The Dodds Law Firm fight to hold collection agencies accountable for their mistakes. In building your case, we customize strategies based on your specific situation.