Regain Control Of Your Life Through Bankruptcy
When you are struggling to meet your financial obligations, a personal bankruptcy filing under Chapter 7 or Chapter 13 of the Bankruptcy Code, maybe what you need to get a fresh financial start. You can discharge most obligations or restructure your debt into more affordable payments while putting a stop to harassing phone calls, letters and legal action by your creditors.
At the Dodds Law Firm, we provide comprehensive representation to citizens and small businesses throughout Maricopa County who are considering filing a personal or small business bankruptcy filing. We at the Dodds Law Firm believe that all people are entitled to the benefits and protections afforded by state and federal laws, including the bankruptcy statutes.
Before entering the legal profession, our founding attorney, Dr. Dan R. Dodds spent 28 years as an educator, 14 years as a district superintendent. As a result, we know how to listen carefully and explain the law, the process and your options, so that you can make the right decision.
Our Personal Bankruptcy Practice
When you retain the Dodds Law Firm to assist you with a bankruptcy issue, our first course of action is to determine whether you pass the Means Test, which is a prerequisite requirement for those who wish to file for Chapter 7 bankruptcy relief.
The attorneys and staff at the Dodds Law Firm will walk you through the Means Test, and if you are eligible to file under Chapter 7, we will prepare all the documentation required to initiate and complete the process. We will also act as your advocate in your creditors hearing, with the bankruptcy trustee and the court.
If you do not qualify for a Chapter 7 bankruptcy filing, you can still stop the harassing phone calls and letters with a Chapter 13 petition. Under Chapter 13, we will create a repayment plan that restructures your debt into affordable payments over a 3 to 5 year period. At the end of the repayment period, any remaining unsecured debt will be discharged. We will discuss what all of this means to you as well as what is the best bankruptcy option for your personal financial situation.